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Creating Value Under Basel III - How banks can offset the impact of the increased cost of capital improving their credit strategies
Date
20 February 2012
Time
15.00-16.00 CET
Speaker
Carlo Gabardo
Synopsis
There is a large consensus around the fact that the latest version of the minimum capital requirements regulation (i.e. “Basel III”) will have a massive impact on the banking market, especially on the players’ average profitability. There are some main areas where the banks are expected react to reduce the adverse effect on their profitability. This presentation will focus on one specific area where significant benefits can be achieved to offset the negative effect of the increased cost of capital: the optimisation of the credit strategies. An example from a real case will also be presented to show how the optimisation of pricing and limits can realise substantial financial benefits meeting regulatory and business constraints.
Biography
Carlo Gabardo is a Senior Business Consultant from Experian Decision Analytics’ Global Consulting Practice and he in charge of EDA’s Basel Centre of Competence. Carlo has over fourteen years of experience in the credit risk management domain and during his career he has covered all the most relevant areas of the discipline for the main banking customer portfolios (Retail, Small Business, Corporate). While in Global Consulting Practice, he has lead several consulting projects covering several areas: Basel II, SME and Retail lending, Telecommunication etc. Before joining Experian D.A., Carlo has worked at Accenture Business Consulting, mainly operating in the Basel II area and supporting major financial institutions in the implementation of complex “vertical” (models, process, IT systems ) Basel 2 projects. Carlo’s experience started with Experian - Scorex, where he held several different roles ranging across delivery and consulting areas of the business. He worked mostly with Italian and Greek clients and also managed the local consulting team/country operations in Greece. Carlo has also worked several years at Prometeia, one of the leading economic research and financial risk consultancies in Italy. There he managed several projects for the design and implementation of credit risk management systems for important banking institutions also providing Basel II advisory.
Who should attend
Marketing and Risk professionals
